How does an Adjuster Verify Medical Treatment so that They Can Settle a Bowling Green, KY Auto Accident Claim?
There are many ways an Adjuster can Verify Medical Treatment so They Can Settle a Bowling Green, KY Auto Accident Claim?
Have you been in a car accident and are experiencing pain, discomfort, dizziness, disorientation, numbness, tingling, or any other injury symptoms you need to see a doctor immediately. If you don’t have a doctor you should go to a hospital and get a medical evaluation. Your future health depends on this so don’t delay.
You may find that you need follow up treatments after you have received the initial emergency medical treatment.
If you are in an car accident in Bowling Green, KY hopefully you have medical payments coverage. Medical payments coverage is a type of coverage that is a part of your automobile insurance policy coverage. It covers medical treatment in the event that you have an auto accident. If you don’t know, call your insurance company today and ask if you have medical payments coverage and check what the limits are. You can also consult an auto accident attorney if you need help working with your insurance company.
Your auto insurance company will pay your medical bills up to the limits of coverage if you do have medical payment coverage. This amount will depend on how much insurance you originally purchased.
In Kentucky, the general medical payments policy provides for any one of the following amounts, $1000, $2000, $5000, $10,000, or $25,0000. You can find out more about Kentucky auto insurance medical coverage requirements here.
With the high cost of medical care and depending on the severity of your medical injuries your medical payments coverage can be exhausted in a rather short period of time.
If you are not at fault for the collision you may be entitled to collect from the at fault driver for the same set of medical expense for which your insurance company has already paid.
But what can you do if you do not have health insurance or auto insurance medical payments coverage? Is possible to get the medical treatment you need if you do not have the money to pay for medical treatments?
We can help you find doctors in the Bowling Green and the KY region that will perform medical services on a lien basis. A lien is an agreement that you sign that says you will pay a medical provider for any services they provide for you once your case is settled.
Some medical providers will agree to signing medical liens so that you can get medical treatments now. Here are some typical medical providers that will treat on a lien:
- Chiropractic treatment
- Primary care physician evaluations and follow up appointments
- Therapeutic and diagnostic injections
- Physical therapists
- Surgeries including neck and back, fusions, disc replacement
- Orthopedic evaluations
- Imaging, including X-ray, MRI’s, CT scans
- Psychological Counseling
- Massage therapy
You can get just about any type of medical treatment on a lien. So if you need medical treatment but are not able to get it because you have no health insurance, contact one of our Bowling Green, KY Personal Injury Lawyersnow. We will be able to assist you with securing medical treatment you may not otherwise be able to afford.